Ministry of Health & Family Welfare
Ayushman Bharat PM-JAY
Last updated: 2026-02-01
Estimated benefit
Up to ₹5 lakh / year (indicative)
Illustrative ceiling from public communications—not a payout promise.
Important
SarkariKhojKhabar is NOT a government website. Information is for educational purposes only. Final eligibility and benefits are decided only on official government portals.
Overview
Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides cashless access to healthcare services at empanelled hospitals. It targets poor and vulnerable families identified from the SECC database and expanded categories as per state policy.
Official eligibility criteria
- Listed under SECC / state-defined vulnerable categories
- Residency and family composition as per scheme guidelines
- Not applicable where state has merged with own health scheme (check locally)
Eligibility checklist
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- Listed under SECC / state-defined vulnerable categories
- Residency and family composition as per scheme guidelines
- Not applicable where state has merged with own health scheme (check locally)
Key benefits
- Coverage up to ₹5 lakh per family per year
- Cashless treatment at empanelled hospitals
- Covers pre-existing conditions from day one
Required documents
- PM-JAY e-card or verification via ABHA / scheme ID
- Identity proof as required by hospital
Step-by-step apply guide
- 1
Open the official portal for Ayushman Bharat PM-JAY.
- 2
Keep Aadhaar, income proof, and category certificates ready (if applicable).
- 3
Submit the online / offline application before the published deadline.
- 4
Track status through the official dashboard or helpline.
FAQs
- Who is Ayushman Bharat PM-JAY meant for?
- Health coverage up to ₹5 lakh per family per year for secondary and tertiary care hospitalisation.
- What documents are usually required?
- PM-JAY e-card or verification via ABHA / scheme ID; Identity proof as required by hospital
- Is eligibility guaranteed if I match on this site?
- No. This platform provides indicative matching only. Final eligibility is decided by the implementing department and official records.
- Where do I apply officially?
- Use the official portal linked from this page. Ministry context: Ministry of Health & Family Welfare.
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