Sarkari Khoj Khabar

PM Suraksha Bima Yojana

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Ministry of Finance

PM Suraksha Bima Yojana

Last updated: 2025-10-12

Estimated benefit

Up to ₹2 lakh / year (indicative)

Illustrative ceiling from public communications—not a payout promise.

Important

SarkariKhojKhabar is NOT a government website. Information is for educational purposes only. Final eligibility and benefits are decided only on official government portals.

Overview

PMSBY provides accidental death and disability cover through bank-led enrolment with auto-debit of premium.

Official eligibility criteria

  • Age 18–70 years
  • Bank account with auto-debit

Eligibility checklist

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  • Age 18–70 years
  • Bank account with auto-debit

Key benefits

  • ₹2 lakh for accidental death / total disability
  • ₹1 lakh for partial disability
  • Low premium

Required documents

  • Aadhaar
  • Bank account
  • Nominee details

Step-by-step apply guide

  1. 1

    Open the official portal for PM Suraksha Bima Yojana.

  2. 2

    Keep Aadhaar, income proof, and category certificates ready (if applicable).

  3. 3

    Submit the online / offline application before the published deadline.

  4. 4

    Track status through the official dashboard or helpline.

FAQs

Who is PM Suraksha Bima Yojana meant for?
Accident insurance of ₹2 lakh for accidental death and total disability at a small annual premium.
What documents are usually required?
Aadhaar; Bank account; Nominee details
Is eligibility guaranteed if I match on this site?
No. This platform provides indicative matching only. Final eligibility is decided by the implementing department and official records.
Where do I apply officially?
Use the official portal linked from this page. Ministry context: Ministry of Finance.

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