🎓 Government schemes for students

Access to basic banking, RuPay debit card, and optional accident insurance for unbanked households.

Indicative benefit · Est. up to ₹10,000

• Zero-balance bank account
• RuPay debit card
• Accident insurance cover (as per scheme conditions)

One-year renewable life cover of ₹2 lakh at a nominal annual premium for eligible subscribers.

Indicative benefit · Est. up to ₹2L

• ₹2 lakh life cover
• Simple annual renewal
• Wide age band for enrolment

Accident insurance of ₹2 lakh for accidental death and total disability at a small annual premium.

Indicative benefit · Est. up to ₹2L

• ₹2 lakh for accidental death / total disability
• ₹1 lakh for partial disability
• Low premium