Ministry of Finance
PM Jeevan Jyoti Bima Yojana
Last updated: 2025-10-12
Estimated benefit
Up to ₹2 lakh / year (indicative)
Illustrative ceiling from public communications—not a payout promise.
Important
SarkariKhojKhabar is NOT a government website. Information is for educational purposes only. Final eligibility and benefits are decided only on official government portals.
Overview
A pure term insurance scheme linked to bank accounts, offering life cover for death due to any reason, subject to enrolment and premium debit.
Official eligibility criteria
- Age 18–50 years at entry (renewal up to 55 in linked accounts)
- Active bank account with auto-debit consent
Eligibility checklist
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- Age 18–50 years at entry (renewal up to 55 in linked accounts)
- Active bank account with auto-debit consent
Key benefits
- ₹2 lakh life cover
- Simple annual renewal
- Wide age band for enrolment
Required documents
- Aadhaar
- Bank account
- Nominee details
Step-by-step apply guide
- 1
Open the official portal for PM Jeevan Jyoti Bima Yojana.
- 2
Keep Aadhaar, income proof, and category certificates ready (if applicable).
- 3
Submit the online / offline application before the published deadline.
- 4
Track status through the official dashboard or helpline.
FAQs
- Who is PM Jeevan Jyoti Bima Yojana meant for?
- One-year renewable life cover of ₹2 lakh at a nominal annual premium for eligible subscribers.
- What documents are usually required?
- Aadhaar; Bank account; Nominee details
- Is eligibility guaranteed if I match on this site?
- No. This platform provides indicative matching only. Final eligibility is decided by the implementing department and official records.
- Where do I apply officially?
- Use the official portal linked from this page. Ministry context: Ministry of Finance.
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