Patna district — trending Sarkari yojana

Direct income support of ₹6,000 per year in three equal instalments for eligible farmer families.

Indicative benefit · Est. up to ₹6,000

• ₹6,000 per year in three instalments of ₹2,000
• Direct Benefit Transfer (DBT) to Aadhaar-linked bank accounts
• Covers small and marginal farmers with cultivable land

Health coverage up to ₹5 lakh per family per year for secondary and tertiary care hospitalisation.

Indicative benefit · Est. up to ₹5L

• Coverage up to ₹5 lakh per family per year
• Cashless treatment at empanelled hospitals
• Covers pre-existing conditions from day one

Affordable crop insurance against non-preventable natural risks during the crop season.

Indicative benefit · Est. up to ₹1.2L

• Low premium rates for farmers
• Coverage for yield losses due to notified risks
• Use of technology for faster claims assessment

Soil testing and crop-wise fertiliser recommendations to improve productivity sustainably.

Indicative benefit · Est. up to ₹5,000

• Free / subsidised soil testing cycles
• Crop-specific nutrient recommendations
• Supports balanced fertiliser use

Access to basic banking, RuPay debit card, and optional accident insurance for unbanked households.

Indicative benefit · Est. up to ₹10,000

• Zero-balance bank account
• RuPay debit card
• Accident insurance cover (as per scheme conditions)

One-year renewable life cover of ₹2 lakh at a nominal annual premium for eligible subscribers.

Indicative benefit · Est. up to ₹2L

• ₹2 lakh life cover
• Simple annual renewal
• Wide age band for enrolment

Accident insurance of ₹2 lakh for accidental death and total disability at a small annual premium.

Indicative benefit · Est. up to ₹2L

• ₹2 lakh for accidental death / total disability
• ₹1 lakh for partial disability
• Low premium

Har Ghar Jal — tap water supply of prescribed quality to every rural household.

Indicative benefit · Est. up to ₹15,000

• Potable tap water at household level in rural areas
• Improved public health and time savings
• Convergence with other rural development programmes