PM SVANidhi (Street Vendors)

Overview

The scheme facilitates loans to street vendors for working capital, with interest subvention on timely repayment and digital transaction incentives.

Official eligibility criteria

• Identified street vendor in urban area as per ULB survey / certificate
• Not defaulted on previous SVANidhi loans where applicable

Eligibility checklist

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• •Identified street vendor in urban area as per ULB survey / certificate
• •Not defaulted on previous SVANidhi loans where applicable

Key benefits

• Loans in tiers (e.g. ₹10,000 / ₹20,000 / ₹50,000)
• Interest subvention on timely repayment
• Cashback on digital payments

Required documents

• Vendor ID / ULB certificate
• Aadhaar
• Bank account

Step-by-step apply guide

1. 1

   Open the official portal for PM SVANidhi (Street Vendors).

2. 2

   Keep Aadhaar, income proof, and category certificates ready (if applicable).

3. 3

   Submit the online / offline application before the published deadline.

4. 4

   Track status through the official dashboard or helpline.

FAQs

Who is PM SVANidhi (Street Vendors) meant for?

Collateral-free working capital loans and incentives for urban street vendors.

What documents are usually required?

Vendor ID / ULB certificate; Aadhaar; Bank account

Is eligibility guaranteed if I match on this site?

No. This platform provides indicative matching only. Final eligibility is decided by the implementing department and official records.

Where do I apply officially?

Use the official portal linked from this page. Ministry context: Ministry of Housing & Urban Affairs.